Low Interest Loans

Loan Program

Save money on your energy bills!

The Office of Sustainable Energy and its partners, Healthy Neighborhoods Inc. and The Reinvestment Fund, are offering low-interest loans to make your buildings more energy efficient.

  We'll help you boost your bottom line by financing energy upgrades:

  • Improve lighting efficiency
  • Replace 'energy hog' boilers, hot water heaters and other equipment
  • Convert to efficient kitchen equipment (large or small)
  • Transform new construction projects into energy efficient ones 

Low-interest loans help your business or nonprofit put savings back into what matters most. Building owners can make cost-effective energy improvements that will improve comfort, lower utility bills and benefit the environment. A loan to fit your needs:

  • Financing up to $2 million per project.
  • Interest rates from 3.0% - 4.0% - Loan terms up to 15 years.
  • Healthy Neighborhoods is providing loans costing less than $150,000
  • The Reinvestment Fund is financing energy projects costing $150,000 and above.

  Who's eligible?

  • Nonprofit organizations
  • For-profit small businesses
  • Real estate project developers

  A wide range of qualifying projects:

  • Retrofits of existing buildings, gut rehab projects, new construction
  • Building envelope, HVAC, lighting, hot water, plumbing, plug loads and other measures that reduce building energy use.

To apply, visit the Baltimore Energy Initiative Loan Program website, review the various documents and submit the two-page Initial Financing Request Form. See more here: www.EnergyLoansBEI.org.

The mission of the Baltimore Energy Initiative Loan Program is to help building owners understand, finance and implement a range of energy measures to reduce energy waste in their buildings. The City of Baltimore was awarded funding by the Maryland Public Service Commission's Customer Service Investment Fund for energy efficiency.

The mission of the Baltimore Energy Initiative Loan Program is to help building owners understand, finance and implement a range of energy measures to reduce energy waste in their buildings. The City of Baltimore was awarded funding by the Maryland Public Service Commission's Customer Service Investment Fund for energy efficiency.